Aegon: Hungarian homeowners fear most fire and burglary damages

Although pipe bursts and storms are the risks causing each about one third of the housing insurance claims in Hungary, it seems people fear most fire damage and burglary, the latest edition of the Aegonʼs Great Home Test (Nagy Lakasteszt) shows.

The test developed as an annual online survey is part of the National Prevention Program launched in 2013 by AEGON Hungary in cooperation with the National Police Headquarters, the National Civil Guard Federation, the National Crime Prevention Council, and the Hungarian Academy of Sciences and Geophysics (CSFK), to provide useful information to help Hungarian citizens minimize property related risks. This year, close to 10,000 people have responded to the questions, the largest share of them being residents of the capital or Pest county (22% in total).

As already said, fire is the most frightening risk for 41% of the survey's respondent, followed by burglary (about 33%), while pipe bursts, the cause for about 34% of the reported damages, were credited as a serious threat by only 12% of the respondents.

The survey's result shows that, beside the real statistical data, the sense of risk is very much related to reasons of personal nature -fire or directly confronting a burglar are perceived as possibly doing more harm to persons than other risks. On the other hand, is worth noting that nearly equal proportions of the respondents (44%) have indicated either they have a proper coverage with their current home insurance policy, or they don't know what kinds of damage their coverage encompasses.

In this context, Aegon believes that really important to increase people's awareness with regard to the larger range of risks covered by the modern insurance products and the changing nature of these risks.

Although pipe bursts and storms are the risks causing each about one third of the housing insurance claims in Hungary, it seems people fear most fire damage and burglary, the latest edition of the Aegonʼs Great Home Test (Nagy Lakasteszt) shows.

The test developed as an annual online survey is part of the National Prevention Program launched in 2013 by AEGON Hungary in cooperation with the National Police Headquarters, the National Civil Guard Federation, the National Crime Prevention Council, and the Hungarian Academy of Sciences and Geophysics (CSFK), to provide useful information to help Hungarian citizens minimize property related risks. This year, close to 10,000 people have responded to the questions, the largest share of them being residents of the capital or Pest county (22% in total).

As already said, fire is the most frightening risk for 41% of the survey's respondent, followed by burglary (about 33%), while pipe bursts, the cause for about 34% of the reported damages, were credited as a serious threat by only 12% of the respondents.

The survey's result shows that, beside the real statistical data, the sense of risk is very much related to reasons of personal nature -fire or directly confronting a burglar are perceived as possibly doing more harm to persons than other risks. On the other hand, is worth noting that nearly equal proportions of the respondents (44%) have indicated either they have a proper coverage with their current home insurance policy, or they don't know what kinds of damage their coverage encompasses.

In this context, Aegon believes that really important to increase people's awareness with regard to the larger range of risks covered by the modern insurance products and the changing nature of these risks.
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