In February 2019 total GWP value in Croatia reached HRK 1,818,336,162 (EUR 245 million), an increase of HRK 129,584,639 (+5.76%) compared to February 2018. Non-life GWP represented 76.51%, while Life classes reached a 23.49% share.

According to data from insurance companies collected by the Croatian Insurance Bureau (HUO), in February 2019 Non-life class GWP totaled HRK 1,391 million (EUR 188 million), marking a positive evolution of +HRK 130 million (+10.27%). Meanwhile, Life GWP was HRK 427 million (EUR 58 million), marking a reduction of -HRK 31 million (-6.69%).


The biggest GWP contribution in Non-life for Feb. 2019 was in 4 classes with a share of 63.33% (48.45% share of total market GWP):

• class 10, MTPL: HRK 335 million (EUR 45 million), +6.1% change
• class 3, Motor Hull: HRK 192 mil. (EUR 26 million), +18.2% change
• class 8, Property fire and allied perils: HRK 183 million (EUR 25 million), +0.5% change
• class 9, Other damages to property: HRK 171 million (EUR 23 million), +6.9% change

Life insurance GWP dropped compared to the same period the previous year, due to significant decreases for all Life business lines. The biggest contribution to the Life sector was brought by:

• class 19, Life insurance: HRK 368 million (EUR 50 million), -4.0% change
• class 23, Life insurance with investments: HRK 36 million (EUR 5 million), -26.2% change

The February 2019 ranking for the first 5 insurers, ordered by highest GWP volume, was:

• CROATIA OSIGURANJE D.D.: HRK 550 million (EUR 74 million), +0.2% change
• ALLIANZ ZAGREB D.D.: HRK 261 million (EUR 35 million), +5.6% change
• EUROHERC OSIGURANJE D.D.: HRK 168 million (EUR 23 million), +12.0% change
• GENERALI OSIGURANJE D.D.: HRK 151 million (EUR 20 million), +7.6% change
• WIENER OSIGURANJE VIG D.D.: HRK 135 million (EUR 18 million), +30.8% change

The full report can be found here (Croatian).