Insurance should be accessible to all social classes, regardless of their wealth & income status. Products offered today are conventional insurance products, largely inspired from the developed markets as "one-size-fits-all" solutions, affordable to only middle- and high-income clients in the Eastern Europe's emerging & developing markets. Inclusive insurance's goal is making insurance available to all, with responsible insurance offers, thus making up for a solution to narrow the insurance coverage gap in the region.

In this context, the Insurance Supervision Agency of Macedonia and XPRIMM are organizing an event aiming to involve all the relevant stakeholders to explore the inclusive insurance concept and identify the ways actuarial services providers can contribute to developing this new domain.


The topics under debate include, among others:

• Microinsurance and its importance and development in the CEE & SEE Region
• Implications for regulatory frameworks;
• Digitalization to increase inclusive insurance penetration;
• Index-Based insurance solutions;
• Actuarial services in inclusive insurance markets

The event aligns an exquisite Panel of Speakers chaired by Prof. Karel Van Hulle, KU Leuven and Goethe University Frankfurt, Germany:

Klime POPOSKI, President of the Council of experts, Insurance Supervision Agency, Macedonia

Vladimir BUBALOV, President of the Macedonian Actuarial Association

Teresa PELANDA, Advisor, Secretariat of the Access to Insurance Initiative (A2ii)

Renata de LEERS, Regulatory & Supervision Expert & Inclusive Insurance expert

Alexandra SMEDOIU, Partner at Deloitte, Vice President of CFA Romania

Dirk REINHARD, Vice Chair, Munich Re Foundation

Queenie CHOW, Independent micro-insurance expert and member of Actuaries Without Borders

Sebastien WEBER, Independent Index-Based Insurance Expert

Nigel BOWMAN, Chair, IAA Microinsurance Working Group

Teresa PELANDA, Advisor, Secretariat of the Access to Insurance Initiative (A2ii)

Renata de LEERS, Regulatory & Supervision Expert & Inclusive Insurance expert

Mojca PISKURIC, Deputy Director, Insurance Supervision Agency, Slovenia and IAIS CEET

Prof. Dr. A. Sevtap KESTEL, Middle East Technical University, Actuarial Sciences Program Chair, Ankara, Turkey

Siola CIRONAKU, Projects Management Department, Financial Supervision Authority of Albania

Carlos AROCHA, FSA, Managing Partner, Arocha & Associates GmbH | Zurich, Switzerland

Jelena DOGANJIC, Phd, Actuary expert, Europa Re, Switzerland

Daniela GHETU, Editorial Director XPRIMM

Online registration and comprehensive details about the event's agenda are available on the event's website: http://www.internationalinsuranceforum.com/actuarial/.

Registration is available HERE