Moldova has prepared a draft law on insurance and reinsurance activities, aligning national legislation with EU standards. The document introduces the provisions of Directive 2009/138/EC (Solvency II), including the recent amendments introduced by Directive 2025/2, which will apply at the European level from January 30, 2027, according to bizlaw.md.

It is noted that the draft law aims to strengthen financial stability of insurers by requiring them to have sufficient resources to cover their liabilities, including in difficult situations. At the same time, stricter requirements regarding risk management, transparency, and supervision are introduced.

The document regulates access to activity, solvency requirements, operation of branches in Member States or third countries, and the conditions applicable to insurance and reinsurance contracts.

An important element is the regulation of reorganization measures, which allow for interventions to restore financial health of insurers, including suspension of payments or reduction of insurance claims.