Up to this moment, there were only two large companies, Uniqa and Grawe providing health insurance services in Montenegro.
Health insurance is currently provided in Montenegro in individual policies or collective contracts, the group policies providing coverage to families or groups of employees. According to local sources, large employers are increasingly concluding group contracts for their employees. Health insurance services are provided against monthly payments for supplementary health insurance. As the Insurance Supervision Agency's data show, the gross premium for this type of insurance in December amounted to about EUR 202 thousand.