According to the Deputy executive director of the Russian Association of Motor Insurers (RAMI), Sergey EFREMOV, as of now the share of replacement in kind in MTPL is below 15-20%.

As RAMI believes, the main reason is that at monetary compensation the difference between cost of new parts and parts with wear and tear is paid by the insured, and in case of replacement in kind - by the insurer. And since the age of a significant number of cars in the country is over 10 years and their average wear rate is 30-35%, insurers are more interested in monetary compensation than in replacement in kind.

Also, for 9 months this year MTPL paid claims to victims of traffic accidents for damage to life and health increased and reached RUB 4.6 billion (~EUR 0.06 billion), as EFREMOV informed. According to him, one of the reasons is that people start to realize that MTPL assumes not only compensation for damage to vehicles, but also for damage to passengers and pedestrians.