According to the Czech National Bank data, Czech insurers ended H1 2025 with GWP worth EUR 5.05 billion, by 8.1% more y-o-y. Paid claims have increased by 7.07 %, to EUR 2.45 billion.

The life insurance sector saw a positive dynamic, although at a slightly slower pace than the non-life business segment. GWP went up by 7.67% y-o-y, to EUR 1.25 billion. The class of index-linked and unit-linked life insurance saw a 4.72% drop in GWP, to EUR 322.7 million. All the other life insurance lines recorded double-digit positive growth rates. Indemnities and paid benefits increased overall by less than 1%, but dropped by over 6.5%, for the LoB of insurance with profit participation.

On the non-life side, GWP went up by 8.25%, to EUR 3.8 billion, a total that includes reinsurance accepted. The largest part of this amount was provided by the motor insurance lines, for which GWP amounted to EUR 1.67 billion. Property insurance is the second largest non-life segment, with GWP worth EUR 959.6 million, up by 12% y-o-y.

Paid claims for non-life insurance increased by ~10%, to EUR 1.73 billion. However, while claims for motor insurance still accounted for the largest share in this total, they increased at a slower than average pace. At the same time, property insurance claims increased by 38.4%, to EUR 421 million.

The CNB figures includes information on all Czech insurers, branches of insurers from other EU or EEA member states and branches of insurers from other countries in the Czech Republic as of the given date. Also included are data on the branches of these insurers operating abroad.

Access xprimm.com and download the Czech insurance market statistics released by CNB and CAP.