As of December 31, 2025, GWP in Kyrgyzstan totaled KGS 10,076 million (EUR 97.95 million), an increase of nearly 94% compared to 2024, according to data published by the Service for regulation and supervision of the financial market of Kyrgyzstan.

Property insurance generates the lion’s share of insurance premiums, accounting for approximately 36%. The market saw significant growth in insurance premiums compared to 2024: personal insurance increased by 150%, property insurance - by 34%, and compulsory insurance - by 262%, reflecting active development of the insurance market and growing financial security of individuals and businesses. However, liability insurance declined, and life insurance remains minimal, indicating a need to stimulate these segments.

Overall, GWP dynamics indicates that the market is steadily developing, with active growth in key LoBs and creation of favorable conditions for the further expansion of insurance coverage for individuals and businesses.

By the end of 2025, insurance premiums ceded for reinsurance increased by 14.1% compared to 2024, reaching KGS 1.71 billion. Along with the growth of foreign reinsurance, there was an expansion of reinsurance within the republic (+13.7%), indicating gradual development of domestic reinsurance potential and increased trust among market participants.

In 2025, insurance companies concluded 3.2 million insurance contracts, almost double the 2024 figure. This trend confirms active expansion of the insurance market and growing public engagement.

In 2025, total paid claims amounted to KGS 1,387.7 million (EUR 13.49 million), a 62% increase y-o-y in local currency. This means expansion of insurance coverage, increased accessibility of insurance products, and growing public and business confidence in insurance companies. Property insurance accounts for the largest share of payments (57.8%), which is consistent with the insurance portfolio structure and indicates active claims settlement.

Among insurers in the market by GWP at the end of 2025, GSO was the leader, with a 23.53% share. It was followed by ARSENAL Kyrgyzstan and NSK. The top three companies account for almost 55% of total GWP.

Access xprimm.com and download the latest Kyrgyzstan insurance market statistics for FY2025 in EUR and KGS.