STATISTICS: CZECHIA, FY2025 (CNB): property insurance claims halved, as 2025 was a “calmer” year

2 April 2026 — Daniela GHETU
STATISTICS: CZECHIA, FY2025 (CNB): property insurance claims halved, as 2025 was a “calmer” year

The Czech insurance market totaled CZK 247.15 billion (EUR 10.19 billion) at the end of 2025, up by 7.26% y-o-y in national currency (11.4% in European currency), according to the year-end figures published by the Czech National Bank (CNB).

Claims paid by local insurers totaled CZK 123.58 billion (EUR 5.09 billion) down by 10.7% y-o-y. Paid claims for property insurance decreased by about 50% after the peak point reached in 2024 because of the September floods in Czechia.

For the life segment, the GWP value (including reinsurance) grew slightly, by 6% y-o-y to CZK 61.14 billion, while the non-life insurance market expanded by over 7.7% y-o-y to CZK 186 billion.

The CNB figures includes information on all Czech insurers, branches of insurers from other EU or EEA member states and branches of insurers from other countries in the Czech Republic as of the given date. Also included are data on the branches of these insurers operating abroad.

Access xprimm.com and download the Czech insurance market statistics.
 

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