MTPL has kept a very consistent share in the market the whole decade. However, while MTPL (internal and border) maintained a slow growth year by year, increasing by EUR 8.2 million (+17.6%), other non-life business lines flourished, propelling the whole Kosovan market upwards. The rest of non-life sector (excluding MTPL) increased by EUR 20.4 million (+205.9%).
While MTPL mostly increased in GWP y-o-y, its share in non-life total slowly decreased over time, due to other non-life classes emerging in the market, which increased at a much higher rate and volume, making the MTPL business line appear stagnated.
Border MTPL weighed between 8.4-19.4% in total non-life GWP. The branch GWP fluctuated between EUR 6.9-14.7 million, while its claims stood between EUR 0.9-1.5 million.
Other non-life business lines increased their GWP share in non-life, from 17.5% in 2008 (EUR 9.9 million) to 35.6% (EUR 30.2 million) in the final year. Their claims have ranged between 11.0-41.1% from total non-life claims.
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