Life insurance, usually the market driver, has lost its traditional trendsetting role in favor of the motor insurance line, especially MTPL, after 2015. Since then, the upswing trend in non-life driven by MTPL has managed to offset the continuously declining business volume in life insurance, thus helping the market to return on a positive track.
It is worth noting that throughout the last decade the market evolution didn't take a pure "V" curve, but a rather oscillatory line, with ups and downs, but it never succeeded to really return to the pre-crisis level, except for 2012, when the charts show a "peak" which was rather a currency effect (the Polish zloty gained ~8% against EUR, y-o-y) than a real market growth peak.
Claims paid recorded opposite evolutions on the main two market segments, declining on the life side and increasing on the non-life lines. The result was a quasi-stable volume of paid claims, in the vicinity of EUR 9 billion.