All premiums, ceded in reinsurance, came from voluntary classes. State compulsory insurance accounted for less than 1% in the market portfolio of premiums during the first 6 months. At that shares of other compulsory insurance and voluntary insurance reached 28% and 71% accordingly. Paid claims in the first half year amounted only to TJS 5.45 million, and the major part was made by dominating voluntary insurance classes.
The leader in terms of assets (TJS 90.79 million) and charter capital (TJS 87.74 million) is SPITAMEN-Sugurta; SUGURTAIAVVALINIMILLI company keeps the second place assets-wise (TJS 88.17 million) and is the leader in terms of insurance obligations in the market (TJS 73.93 million). Totally, as end of the second quarter, Tajik market was represented by 19 insurance organizations, among them: 2 state, 15 non-state organizations, 1 insurance broker and 1 mutual insurance association. Only 17 of them have certain amounts of assets, obligations and charter capital, at that 2 organizations have no registered amounts at all (Mutual insurance association and non-state company ARIYO). Total number of market players has changed since the first quarter this year. As of the end of March total number of insurance organizations was 22, meaning that 3 non-state companies left the market.
Tajik insurance market represents 3 main insurance types: state compulsory, other compulsory and voluntary. Segment-wise market provides life and non-life insurance, the latter in its turn includes accidents insurance, health insurance, insurance of motor vehicles, insurance of railway vehicles, cargo insurance, insurance of civil and legal liability of vehicle owners and other classes.
Acess http://xprimm.com/ and download the 1H2018 Tajik insurance market statistics.