According to the loss adjusting records, the majority of traffic (MTPL) insurance claims in Turkiye lodged in 2025 were in the low-value range, amounting up to TRY 50,000 (USD 1,127), with costs consisting primarily of parts and labor, Middle East Insurance Review wrote.

Approximately 861,000 adjuster reports were issued for traffic insurance in 2025. The average cost per claim was TRY 66,600 (USD 1,500). A significant portion of this cost consisted of parts and labor expenses. The costs of parts averaged TRY 33,000 while labor costs averaged TRY 32,700. Most traffic insurance claims were concentrated in the low-value category.

When evaluated by vehicle group, it is seen that 71.3% of the loss adjusting reports were for automobiles.

By geography, damages were largely concentrated in large cities with Istanbul ranking first, accounting for 24.4% of the total number of claims, the source said.