If you're going to Spain, Malta or Cyprus you'll now pay more for your travel insurance.

This is because the cost of medical treatment in some of these sunny holiday hotspots is rocketing. That's because they are starting to rely more on private healthcare for tourists to help to ease the strain on public resources.

That means a costlier medical bill, and subsequently much larger claims.

A number of insurers have now essentially divided Europe in two when it comes to their travel insurance: policies that include the likes of Spain and Cyprus, and those that exclude them. Insurers doing this include the Post Office, All Clear and Insure & Go. Read the full story Travel insurance costs to increase in Cyprus, Malta, Spain