“Driven by high productivity in sales, consistent cost discipline and a pleasing development in the claims area – also thanks to the virtual absence of natural disasters – we were able to further significantly improve our earnings”, said Andreas Brandstetter, CEO of UNIQA Insurance Group AG. “We are growing in all business lines in Austria, as well as in Central and Eastern Europe, where our subsidiaries are continuing their successful course.” In figures, this translates into a solid five% increase in premiums in Austria and continued dynamic growth of around ten% in CEE. The increase in premiums is particularly strong in the largest market, Poland, at 13.8%, but also in Romania (+17.1%) and Ukraine (+12.7%).
Based on this very good development, UNIQA confirms its already raised outlook for the entire 2025 financial year and expects earnings before taxes in the range of EUR 490 to EUR 510 million.
During the financial year 2025 – the first year of our enhanced strategic program “UNIQA 3.0 – Growing Impact” – we will continue to focus on strengthening our core insurance business and increasing profitability in Austria, as well as on profitable growth in our CEE markets. We still expect premium growth to remain above GDP growth.
Thanks to our strong performance to date, we expect earnings before taxes for 2025 to be in the range of EUR 490 million to EUR 510 million, barring any significant negative impacts from natural disasters and capital market turmoil.
With a target payout ratio of 50 to 60%, we continue to strive for progressive and attractive profit-sharing for our shareholders.
Read the full press release to get comprehensive information on the UNIQA results in 3Q2025.
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