For the 16 states located in the Central and Eastern Europe region, the MTPL segment represented EUR 5.7 billion at the end of last year, 4% more than in 2011 and 3% more than in 2008, according to the latest edition of XPRIMM Insurance Report. MTPL had a 16% share of the total regional market, this type of insurance being the most important non-life policy contracted by insurers. By comparison, the Motor Hull insurance totalized 11% of the market, property - approximately 12 percentage points, and the GTPL policies - under 4%. Moreover, the indemnities paid for MTPL reached EUR 3.1 billion, representing 55% of the underwritings.

The largest MTPL market in CEE was Poland, with underwritings reaching EUR 2.2 billion (39% of the total market). Compared with 2008, the MTPL Polish market increased by more than 30%. The Top 3 also included the Czech Republic - EUR 790 million (this market decreasing by 3% as compared with 2011 and by 12% in comparison with 2008), and Romania - EUR 485 million, with a 8.6% market share.

As far as the MTPL market dynamics is concerned, in 2012 versus 2008, Bulgaria (+36%), Poland (+30%) and Bosnia (+10%) reported the highest growth rates, while Hungary (-43%), Slovenia (-21%) and the Czech Republic (-12%) - the highest decreases.

At the same time, the ratio between paid claims and the underwritings volume reported the highest values in Romania (86%), Hungary (77%) and Estonia (64%), while the lowest values were reported in Croatia and Albania (37% each).