Basic package covers risks of loss and corruption of data, software, and distribution of personal data; it also includes investigation and diagnostics of cyber attacks. Moreover, clients may add risks of technical failures of IT systems and human errors which lead to such failures, as well as damage and destruction of computer and industrial equipment, personal injuries. Cost of insurance is determined based on the set of covered risks, insurance amount and deductible as well as the insured's line of business and results of risk security evaluation.
According to media sources, in 2017 cyber crimes throughout the world ran to 600 million, damage to business amounted to USD 400 billion. The survey, made by NAFI (National Agency of Financial Investigations) in November, 2017 among 500 Russian organizations, said - direct loss, caused by cyber attacks in 2017, amounted to RUB 116 billion. Cyber attacks affected 46% of small enterprises and 62% of large ones. 39% of large enterprises had real financial losses.
ALFASTRAKHOVANIE group offers more than 100 of insurance products and is among top-10 Russian insurers. The Group's equity capital is RUB 14.3 billion. ALFASTRAKHOVANIE has more than 270 regional offices in Russia; international FITCH Rating BB and national highest rating ruAA from national agency Expert RA.