AXA, a global insurance leader, calls for turning uncertainty into action by accelerating the emergence of concrete solutions and by strengthening prevention, AXA said in the 12th edition of the Future Risks Report, the product of the AXA and Ipsos partnership.
The report reveals an unprecedented surge in the sense of fragmentation and vulnerability in the face of global risks.
93% of the global population perceive a growing number of crises (up 3 percentages points from 2024), with a direct impact on their daily lives (up 2 percentage points from 2024). More alarmingly, 59% of citizens believe that their country is fragmented, or even beset by deep social fractures (up to 77% in France and 65% in the United States).
In the face of increasingly interconnected risks (climate change, cybersecurity, geopolitical instability, artificial intelligence...), the report reveals a paradox: while 77% of experts call for global solutions, governments favor risk-by-risk specific responses. In this context, the insurance sector is emerging as a key player:
- 89% of experts and 72% of the general population believe that its role will be decisive in managing emerging risks (compared with only 61% for national authorities).
- Trust in insurers to mitigate the impact of a new crisis is increasing (+3 percentage points since 2021).
- 86% of experts and 84% of the general population say that the most worrisome risks could be partially avoided through prevention measures.
“Fragmentation is not a fatality; it reflects a global landscape where interdependent risks require a response that aligns with the stakes. Insurers have a responsibility: to be architects of resilience, blending expertise, innovation, and solidarity. That is our purpose”, said Thomas Buberl, Chief Executive Officer of AXA.
“A fragmented society is a society that loses its capacity for collective action. When 59% of citizens perceive their country as divided, the trust necessary to face the risks of the future together through common prevention or adaptation projects erodes”, commented Brice Teinturier, Deputy CEO, Ipsos (France).