CESEE Countries

Within the CESEE category, we are considering the following countries

  • Albania (AL)
  • Bosnia and Herzegovina (BiH)
  • Bulgaria (BG)
  • Croatia (HR)
  • Czechia (CZ)
  • Estonia (EE)
  • Hungary (HU)
  • Latvia (LV)
  • Lithuania (LT)
  • Montenegro (MN)
  • North Macedonia (MK)
  • Poland (PL)
  • Romania (RO)
  • Serbia (RS)
  • Slovakia (SK)
  • Slovenia (SI)

The methodological note below applies to the market analysis articles published by XPRIMM.

In all cases, priority was given to data published by national supervisory authorities. Where such data were not available, figures provided by national insurance associations were used. Domestic financial press sources were also consulted for additional information on market trends and developments.

The data sources are explicitly indicated in each case, alongside the corresponding statistical figures. All national currency values were converted into euros using the official exchange rate valid on the last day of the reporting period.


STATISTICS: CESEE 1H2025: Overall positive trend despite the ongoing economic challenges

Gross written premiums amounted to EUR 28.5 billion at regional level, up by 8.3% y-o-y. At the same time, claims paid remained stable, only decreasing by less than 1% y-o-y, to EUR 12.78 billion. One should note that, as 1H data for Bulgaria were not available, we have used Q1 data for our calculations. Furthermore, some of the tables contain XPRIMM estimations for the results of the Romanian market, as 1H data were only partially available.

STATISTICS: CESEE 1Q 2025: robust start in 2025 supported by rising demand

The Central and Eastern European (CEE) insurance market recorded a robust start to 2025, with gross written premiums (GWP) reaching EUR 38.8 billion in Q1 – 11.7% increase y-o-y. Claims payments also rose, though at a slightly slower pace, climbing 10.3% to EUR 14.4 billion, according to aggregated market data.






STATISTICS: CEE & SEE, Q1 2024: a largely positive evolution across the region

Insurers in the Central and East European (CEE) insurance markets wrote gross premiums worth EUR 13.45 billion in Q1 2024, which is 7.6% more y-o-y. Paid claims amounted to EUR 6.84 billion, 6% up y-o-y. Most markets recorded a positive dynamic, in some cases even at a double-digit growth rate.