Croatia
STATISTICS: CROATIA, FY2025: the insurance sector has exceeded the EUR 2 billion threshold
The Croatian insurance market ended 2025 with total gross written premiums worth EUR 2.07 billion, which is 7.5% more y-o-y, according to the Croatian Financial Services Supervisory Agency – HANFA report for December.
Croatia, World Bank Boost disaster preparedness; focus on insurance protection
Croatia and the World Bank have signed a EUR 100 million agreement designed to strengthen the country’s disaster preparedness and resilience, including a renewed emphasis on financial protection against natural hazards for households and businesses.
CROATIA: Rising property values expose the country’s underinsurance gap
A surge in construction costs has sharply increased residential property values in Croatia, while much of the housing stock remains underinsured. Institute IGH data show average building costs rose by around 50% between 2019 and 2024, lifting benchmark values used to set insured sums.
CROATIA: In the first 11 months of 2025 the insurance sector reached EUR 1.9 billion
In the first 11 months of 2025 the insurance sector in Croatia totaled EUR 1.9 billion, which is 7.6% more y-o-y, according to the regulator's monthly report for November, osiguranje.hr writes.
CROATIA: Ante Žigman re-elected as member of the EIOPA Management Board
Ante Žigman, President of the Management Board of the Croatian Financial Services Supervisory Agency (Hanfa), was re-elected as a member of the Management Board of the European Insurance and Occupational Pensions Authority (EIOPA), osiguranje.hr reported.
GrECo Group expands its marine insurance footprint with new specialty branch in Poreč, Croatia
GrECo Group, the leading independent risk advisor and insurance broker in Central and Southeastern Europe, has announced the opening of a new GrECo Specialty branch dedicated to marine insurance in Poreč, Croatia.
CROATIA: In the first 10 months of the year the market rises by almost 8%
Total GWP collected by Croatian insurers in the first 10 months of 2025 amounted to EUR 1.7 billion, or 7.9% more y-o-y, osiguranje.hr writes with reference to HANFA’s (Croatian Financial Services Supervisory Agency) report.
CROATIA: Acredia opens an office in Zagreb confirming its long-term commitment to the Croatian market
ACREDIA, an international insurance and risk management company, has officially opened its office in Croatia. In Zagreb, the company presented its strengthened local team, osiguranje.hr writes.
CROATIA: kompare.hr continues further expansion in Croatia through acquisition of Optimum Grupa
Kompare, the leading domestic platform for comparing and contracting insurance, telecom services and loans, continues a series of successful acquisitions and further expansion in Croatia and the region - it has acquired Optimum Grupa - a licensed credit and insurance intermediary with many years of experience in mediating in contracting products and services for companies and citizens, osiguranje.hr writes.
Croatia Osiguranje accelerates digital transformation and expands healthcare services
Croatia Osiguranje, the country’s leading insurer and member of the Adris Group, reported strong growth in both its insurance and healthcare segments for 3Q2025. The group achieved consolidated insurance sales revenue of EUR 446.6 million, including regional operations — up 14% y-o-y. Croatia osiguranje's consolidated net profit amounted to EUR 57.9 million, which is an increase of 25% y-o-y.
STATISTICS: CROATIA, 3Q 2025: motor insurance lines remained the market drivers
According to data provided by HANFA – the Croatian Financial Services Supervisory Agency, at the end of September 2025 the total premium collected by the local insurers amounted to EUR 1.54 billion, of which EUR 0.24 billion (down 1.8% y-o-y) related to life insurance premium and EUR 1.29 billion (10.17% y-o-y growth) to non-life insurance premium.
CROATIA: The insurance market rises 7.3% in the first eight months
In the first eight months of 2025, total GWP of the insurance sector in Croatia amounted to EUR 1.4 billion, or 7.3% more y-o-y, osiguranje.hr writes based on HANFA’s report (Croatian Financial Services Supervisory Agency).
CROATIA: Hanfa approves a new mandate for Tamara Rendić on the board of Wiener osiguranje
The Croatian Financial Services Supervisory Agency (Hanfa) has given the green light to appoint Tamara Rendić as a member of the Management Board of Wiener osiguranje Vienna Insurance Group for a four-year term, starting October 5, 2025.
STATISTICS: CROATIA 1H2025: GWP up by 8.3%, while claims expenses decreased by 9.2%
The 14 insurance companies operating on the Croatian market collected in 1H2025 GWP worth EUR 1.0 billion, or 8.3% more y-o-y. At the same time, claims paid decreased y-o-y by 9.25%, to EUR 594 million.
CROATIA: Croatia osiguranje’s performance in 1H marked by continued growth in key indicators
According to Croatia osiguranje, the company has planned a total of EUR 45.8 million or EUR 106.52 per share for distribution to shareholders this year. This is significantly less than last year, but the dividend yield is still relatively attractive this year (around 4.5%), osiguranje.hr writes.
CROATIA: Wiener Osiguranje expects a double-digit increase in net profit and premiums this year
Croatian insurer Wiener Osiguranje Vienna Insurance Group (VIG), part of Austria's Vienna Insurance Group, expects “an increase of the net profit by more than 10% compared to last year, as a result of a solid business model and the continued trust of our clients”, CEO Tamara Rendic told SeeNews.
CROATIA: The market rises 8.7% in the first five months of the year
The total GWP collected in the first five months of 2025 amounted to EUR 844.0 million, or 8.7% more y-o-y. Of this, EUR 133.3 million (15.8%) came from life insurance, which is 0.4% less y-o-y, and EUR 710.7 million (84.2%) – from non-life insurance, which is 10.5% more on an annual basis, osiguranje.hr writes.
CROATIA: Allianz Croatia certified as a Great Place to Work for the first time
Allianz Croatia won the prestigious Great Place to Work award, which confirms that Allianz fosters a culture of trust, cooperation and mutual respect, osiguranje.hr writes.
CROATIA: The President of HANFA elected as a member of the ESMA Management Board
The President of the Management Board of Hanfa (Croatian Financial Services Supervisory Agency), Ante Žigman, has been elected as a member of the Management Board of the European Securities and Markets Authority (ESMA), with a term of office starting on 6 July 2025, osiguranje.hr writes.

12 February 2026