News - Markets & trends
Aon: reputation damage remains a top global risk as companies struggle with preparedness
Aon’s latest Global Risk Management Survey 2025, based on insights from nearly 3,000 executives in 61 countries including Romania, confirms that corporate reputation has become a critical but highly vulnerable strategic asset. Damage to reputation or brand ranks eighth among the top global risks, while cyberattacks, operational disruptions and economic slowdown dominate the first three positions.
WTW’s 2026 Global Medical Trends Survey: the average cost of medical health benefits to increase by 10.3% globally next year
Global health insurance costs are projected to rise by over 10% again next year, as healthcare inflation continues to rise following steep cost increases in recent years, the WTW’s 2026 Global Medical Trends Survey says.
Swiss Re Institute: Ageing, AI and industrial policy will redefine the global economy and insurance markets
The global economy is entering a new strategic phase shaped by ageing populations, accelerating AI adoption and the return of large-scale industrial policy, according to Swiss Re Institute’s latest sigma report “Shifting Sands – Global Economic and Insurance Market Outlook 2026–2027.” These structural shifts will keep inflation above pre-pandemic levels and moderate global growth, expected to stabilize at around 2.5–2.6% between 2026 and 2027.
WTW’s 2026 Global Medical Trends Survey: the average cost of medical health benefits to increase by 10.3% globally next year
Global health insurance costs are projected to rise by over 10% again next year, as healthcare inflation continues to rise following steep cost increases in recent years, the WTW’s 2026 Global Medical Trends Survey says.
IDF paper calls for comprehensive, coordinated, multi-party action by public and private sector actors to increase insurability to close protection gaps
Each year, more than USD 180 billion in losses from natural catastrophes go uninsured - new Paper, launched by the Insurance Development Forum (IDF), calls for action on over 50 recommendations to strengthen resilience and reduce protection gaps
Allianz reports safety gains from automated mobility and urges EU-wide “driving license” for autonomous vehicles
The promise of autonomous mobility goes beyond technology — it marks a transformation in safety, comfort, and accessibility. With Level 3 vehicles already on European roads and Level 4 systems being tested in real conditions, the shift is well underway.
Marsh’s Global Insurance Market Index: global insurance rates declined 4% in Q3, marking the fifth consecutive global quarterly decrease following seven years of quarterly increases
Global insurance rates declined 4% in the third quarter, the fifth consecutive quarter of declines in Marsh’s Global Insurance Market Index. Rate decreases were experienced in all regions and most product lines. Growing competition among insurers, coupled with favorable reinsurance pricing, were the primary drivers for the rate decline along with increased market capacity.
AXA Future Risks Report: In the face of increasingly interconnected risks the insurance sector is emerging as a key player
AXA, a global insurance leader, calls for turning uncertainty into action by accelerating the emergence of concrete solutions and by strengthening prevention, AXA said in the 12th edition of the Future Risks Report, the product of the AXA and Ipsos partnership.
Munich Re plays its stabilising role in times of rising uncertainties
In a world which is constantly heating up, literally and in a geopolitical sense, Europe is affected in its own special ways. With the last eleven years being the warmest on record so far, the risk of droughts is increasing just as much as the danger of flash floods and hailstorms, Munich Re said.
Aon Global Catastrophe Report: global economic losses from natural disasters in Q3 were at their lowest since 2015
Global economic losses from natural disasters in the first three quarters of 2025 reached approximately USD 203 billion, which was well below the 21st century average of USD 287 billion, and at their lowest since 2015, Aon said in its Global Catastrophe Recap – Third Quarter (Q3) of 2025 report, which aggregates and analyzes global natural catastrophe data during the first nine months of the year.
Swiss sigma: Silver economy ushers in a new era of growth for life insurance
Ageing populations, falling birth rates and the growing concentration of wealth among seniors are transforming the types of financial protection people will need in the future, finds Swiss Re's latest sigma report.
Zurich’s new report introduces six key metrics to help clarify national cyber risk and strengthen resilience
Cyber threats are evolving rapidly. Emerging technologies – AI, cloud, blockchain – are introducing complex vulnerabilities across the economy. Yet, most countries lack the data infrastructure to understand and respond effectively.
WTW’s report: Commercial insurance industry is approaching a clear and stable horizon with a market environment increasingly favorable to buyers
As we step into the final stretch of 2025, the commercial insurance industry finds itself at a unique and promising inflection point. After years of navigating volatility — from pandemic fallout to inflationary surges and geopolitical uncertainty — we are now approaching a clear and stable horizon, according to the latest Insurance Marketplace Realities report from Willis, a WTW business (WTW).
Aon’s Global Risk Management Survey: technology, trade, weather and workforce changes are transforming the risk landscape
We have entered a new era of disruption shaped by four major megatrends: technology, trade, weather and workforce changes. These converging trends are transforming the risk landscape, requiring new strategies to manage complex and interconnected risks across all business areas, says the 2025 edition of Aon’s Global Risk Management Survey.
Allianz’s Cyber Security Resilience report: Cyber insurance plays an important role in helping build resilience
The cyber risk and insurance landscape in 2025 reveals a complex and evolving threat environment where insured companies are becoming increasingly resilient against attacks with strengthening of cyber security and preparedness and response capabilities helping to mitigate the impact of large cyber losses in 2025 to date, according to the latest Cyber Security Resilience Outlook from Allianz Commercial.
The Geneva Association: understating Generative AI’s risks vs. opportunities balance
Businesses worldwide are rapidly embedding Generative AI (Gen AI) into products, services and internal operations. While this brings significant opportunities for innovation and efficiency, it also introduces new and complex risks – from defective outputs and copyright infringement to cybersecurity vulnerabilities.
Marsh’s Climate Adaptation 2025 report: there is an urgent need for organizations to adopt a holistic approach to climate risk
While there is widespread acknowledgment of climate risks, organizations are not conducting comprehensive cost-benefit analyses to justify further adaptation investments, which is resulting in significant gaps between the outcome of climate risk assessments and adaptation strategies, says Marsh’s 2025 Climate Adaptation Survey.
Car theft on the rise: Germany sees EUR 310 million in losses, France tops European rankings
Car theft is making a strong comeback across Europe. After a pandemic-driven lull, thieves are striking more frequently and with greater financial impact. In Germany alone, 14,585 comprehensively insured cars were stolen in 2023 — nearly 20% more than in the previous year, according to the latest Motor Vehicle Theft Report from the German Insurance Association (GDV).
Swiss Re Institute: The global P&C insurance market has doubled in size over the past 20 years
The global P&C insurance market has doubled in size over the past 20 years to USD 2.4 trillion. Two decades of innovation resulted in broader access to coverage through a blend of conventional and alternative structures than 20 years ago, according to Swiss Re Institute's latest sigma report.
Willis Power Market Review: Future-ready power companies are seizing the advantages of a soft market
After years of navigating tough market conditions, power companies are beginning to see relief. Capacity is returning, competition among insurers is intensifying and pricing is easing, shifting the balance decisively in favour of buyers, according to the Power Market Review published by Willis, a WTW business.
27 November 2025