SLA exposure is among the most significant operational risks facing data centers today, according to Parametrix, the Lloyd’s of London coverholder redefining the insurance and finance of digital infrastructure.

The world is experiencing one of the most volatile geopolitical periods in our history since the end of World War Two. Even before the current conflict in the Middle East, the risks posed by political violence and civil unrest had been intensifying, evolving into global challenges that impact companies, communities, and the wider economy.

 AI is rapidly reshaping how risk is understood, priced and managed, but the rate of adoption is outpacing existing AI governance frameworks. New research from the latest Risk and Resilience review by Willis, a WTW business highlights how AI is being embedded across underwriting, claims, cyber defense, and operational decision-making. This growing integration is introducing new challenges around accountability, liability and insurability.

As we move through 2026, the global construction industry continues to face persistent complexity. Yet there is genuine cause for optimism, with strong growth, increasingly favorable insurance conditions, and rising demand for resilient, data-driven infrastructure, the Aon’s 2026 Global Construction Insurance and Surety Market Report says.

Difficult international environment and geopolitical risks are persistent, but despite the energy price shock from the Iran war, most of the Central, East and Southeast Europe (CESEE) economies continue to show resiliency, albeit the growth is slowing down.

Organizations and their people are operating under sustained uncertainty because of rising cyber threats, rapid adoption of artificial intelligence (AI), and skilled labor shortages, according to the 2026 People Risks report released by Marsh, a global leader in risk, reinsurance and capital, people and investments, and management consulting.

Global insurance rates declined 5% in the first quarter of 2026, following a 4% decline in Q4 2025 and marking the seventh consecutive quarter of rate decreases.

Global economic losses from natural catastrophes in 2025 reached USD 260 billion, underscoring the scale of disruption. From falling water levels on the River Rhine to wildfires in California, the economic, human and operational consequences are proliferating.

Munich Re and ERGO have published the "Tech Trend Radar 2026", which provides insurers with a compact overview of global, technology-driven developments that will shape the insurance industry in the coming years.

Global economic losses from natural disasters in the first quarter of 2026 reached approximately USD 37 billion, which was well below the 21st-century average of USD 64 billion, and at their lowest since 2015. They were also below the median of the same period (USD 43 billion), according to Aon.

The diversity and flexibility of reinsurance capital evidenced at the April 1 renewal highlights the expanding opportunity for insurers to strategically explore all forms of capital to lower their cost, manage earnings volatility and support growth as the industry moves through the insurance cycle, Aon’s recently launched Reinsurance Market Dynamics April 2026 Renewal report says.

The global reinsurance market continues to experience softening, with notable price reductions observed in key April 1 renewal territories across Asia and India, according to a report released by Guy Carpenter, a Marsh business and leading global risk and reinsurance specialist.

New research by Adacta, a leading software provider for the insurance industry, reveals that while 80% of European insurers plan to increase investment in claims automation, only 17% have reached advanced levels of automation. Legacy IT infrastructure emerges as the most significant barrier to progress.

As global terrorism threats become more complex and widespread, the need for comprehensive risk management and insurance solutions, including terrorism insurance coverage, has never been greater, according to Marsh, a global leader in risk, reinsurance and capital, people and investments, and management consulting.

After three years of declining rates, the global transactional risk insurance market turned in 2025 with primary representations and warranties (R&W) rates rising across most regions, according to a new report published by Marsh, a global leader in risk, reinsurance and capital, people and investments, and management consulting.

Secondary perils dominated natural catastrophe losses in 2025, led by Los Angeles wildfires causing around USD 40 billion in insured losses and severe convective storms reaching USD 51 billion. Despite no major US hurricane landfall, losses continue to grow 5–7% annually, underscoring the need for stronger adaptation and risk mitigation.

German insurers are advising travelers to carefully review their travel insurance policies as the conflict in Iran continues to disrupt travel in the Middle East, according to the German Insurance Association (German Insurance Association – GDV).

Growing tensions in the Persian Gulf are already affecting maritime operations and the marine insurance market, as several merchant vessels have reportedly been damaged and shipping traffic through the Strait of Hormuz slows down.

In a recent expert view, SCOR explores whether a new generation of anti-obesity medications could become a key tool in tackling the global obesity epidemic — and what this might mean for life and health insurers.

Ransomware attacks are entering a new phase, with threat actors shifting from traditional file encryption to more complex and targeted extortion models. According to insights published by Cyber Resilience, attackers increasingly focus on data exfiltration and multi-layered extortion, placing reputational and regulatory pressure on victims rather than relying solely on operational disruption.