The Moldovan insurance market in 2025 was characterized by premium growth (+3.1%), record paid claims, and a sharp decline in net profit. Experts believe the market is imbalanced: claims are growing five times faster than premiums, and the role of intermediaries is increasing (up to 62% of sales), Logos Press reports.

Two insurance companies recorded losses in 2025, as net profit for the entire sector declined significantly y-o-y, and the combined operating ratio exceeded 100%, bizlaw.md writes.

The National Commission for Financial Markets (CNPF) has developed a new regulatory framework for distribution of insurance products. According to the regulator, the draft law aims to modernize the system for distribution of re/insurance products by aligning national legislation with Directive (EU) 2016/97 on the distribution of insurance products, bizlaw.md reports.

The National Commission for Financial Markets (CNPF) has approved the Regulation on Direct Settlement for Compulsory Motor Liability Insurance (RCA), bizlaw.md writes.

Moldova has prepared a draft law on insurance and reinsurance activities, aligning national legislation with EU standards. The document introduces the provisions of Directive 2009/138/EC (Solvency II), including the recent amendments introduced by Directive 2025/2, which will apply at the European level from January 30, 2027, according to bizlaw.md.

According to the National Bureau of Statistics, Moldova's insurance sector reached MDL 3,351.20 million (EUR 169.60 million) by the end of 2025, which represents a 3.06% increase y-o-y.

The government will continue to cover 70% of agricultural insurance premiums through the National Fund for Agriculture and Rural Development. This decision was adopted by the Cabinet of Ministers in early March, bizlaw reports.

The National Bank of Moldova (NBM) has identified the most important areas for 2026–2027 that will be under close scrutiny, both through continuous monitoring and on-site inspections, to ensure that supervisory resources are focused on areas that potentially have a significant impact on achieving the goals set out in the law, bizlaw.md writes.

Vienna Insurance Group (VIG) has acquired a 5% stake in the state-owned enterprise Calea Ferată din Moldova, in Moldasig SA. The total transaction value is MDL 10.8 million (~EUR 0.54 million), bizlaw.md reports.

According to the National Bureau of Statistics, Moldova's insurance sector totaled MDL 2,443.91 million at the end of 3Q2025, up only 0.9% y-o-y (EUR 124.63%).

Constantin Șchendra, Deputy Governor of the National Bank of Moldova (NBM), participated in the 2025 edition of the Insurance Conference of the Republic of Moldova on November 18, co-organized by BNAA (National Motor Insurers Bureau of Moldova) and XPRIMM.

The National Bank of Moldova (BNM) has approved new basic insurance tariffs and adjustment factors for both domestic and foreign compulsory motor third-party liability insurance (CMTPL and Green Card), omnis reports, citing an official bank document.

From January to September this year, the state social insurance budget recorded total revenues of MDL 37.7 billion (~EUR 1.95 billion), which means 77.8% of the annual plan, IPN reports.

Banca de Economii SA, which is undergoing liquidation, has finally withdrawn from the shareholder list of the insurance company Moldasig SA, selling its 61,200 shares. The transaction amounted to MDL 17,699,040 (~EUR 0.90 million), bizlaw.md reports.

According to the National Bureau of Statistics, the insurance sector of Moldova in the first half of 2025 grew by 2.57%, amounting to MDL 1,592.99 million (EUR 80.73 million). At the same time paid claims reached MDL 660.23 million (EUR 33.46 million), which is almost 24% more y-o-y.

Vienna Insurance Group (VIG) announced it has prevailed in the public auction for the acquisition of 80% of the shares of MOLDASIG S.A. (Moldasig). Through this investment, VIG becomes the market leader in the Republic of Moldova with an estimated share of approximately 30%.

Three insurance companies recorded losses in the first quarter of 2025, while the profit of the entire market has significantly decreased, bizlaw.md writes.

In the first five months of this year, the state social insurance budget revenues amounted to MDL 22,448.1 million (~EUR 1.16 billion), which is 46.8% of the annual plan.

The state has officially become a shareholder of Moldasig. The Public Property Agency (APP) acquired 480,000 shares of the company in a single transaction for MDL 137,520,000 (equivalent to USD 7,982,400), bizlaw.md reports.

The state will temporarily become a shareholder of MOLDASIG S.A. The Public Property Agency will purchase on behalf of the state 480,000 newly issued shares of the company for MDL 137.52 million, bizlaw.md writes.