The insurance market of Kosovo totaled EUR 128.2 million at the end of Q3 2025, 6.27% more y-o-y, according to data provided by the Central Bank (CBK). The Bank ceased providing results for the life insurance business, which means this figure is related exclusively to the non-life business.

Out of the total GWP, about 56.5% or EUR 72.41 million related to mandatory MTPL: EUR 65.21 million for Domestic MTPL and EUR 7.2 million for border policies.

Paid claims amounted to EUR 63.72 million, 20.22% up y-o-y, with the mandatory MTPL LoB generating about 55% of this amount.

The figures reveal that the quarterly aggregate market result was positive, the 12 local insurers (of which seven are foreign owned) reporting a net profit of EUR 13.3 million, ~30% better than at the end of September 2024. At the same time, the total assets held by Kosovo insurance companies increased to EUR 357.4 million at the end of Q3 2025, from EUR 338.11 million a year earlier.

Access xprimm.com and download the latest Kosovo insurance market statistics.