Total GWP in Tajikistan in January-December 2025 amounted to TJS 456.80 million (EUR 41.94 million), which is TJS 41.3 million, or 9.94% more y-o-y. Total paid claims reached TJS 60.20 million (EUR 5.53 million), which means a 2.1-fold increase y-o-y, according to data from the National Bank's report.

In the report, the regulator notes that risks ceded to reinsurance in the reporting year amounted to TJS 59.5 billion, a decrease of 42.5% compared to 2024.

Insurance sector assets as of December 31, 2025, amounted to TJS 1,141.2 million, which is 26.6% more y-o-y. The share of insurance sector assets in the financial system in the reporting year was 2.1%, equivalent to 0.6% of GDP.

Insurers' equity capital at the end of 2025 amounted to TJS 713.2 million (+28.8%), primarily due to an increase in the charter capital and equity of some re/insurance companies.

Total charter capital of the insurance sector amounted to TJS 518.6 million (+6.9%), while total number of contracts concluded in the reporting year was 2,484,436, which is 8.7% more than in 2024.

As of December 31, 2025, there were 16 insurance companies operating in the Tajik insurance market, including one state-owned insurance company and 15 non-state insurance companies. Two of these also offer reinsurance.

Access xprimm.com and download the latest Tajikistan insurance market statistics for FY2025 in TJS and EUR.