For example, before pandemic, more than a thousand drivers crashed in one month, and in January only 727. "Fewer traffic accidents are good news not only for the drivers themselves, but also for insurers, whose spending expenses have fallen by as much as a third in some months. Nevertheless, drivers cannot expect a reduction in the prices of MTPL policies this year", wrote TREND.
Last year, Slovak drivers insured a car for an average of EUR 126 euros. "Thus the expected year-on-year increase in 2021 for MTPL tariffs to be about four percent. This means that the premium should nominally increase by an average of about EUR 5", as declared for TREND the Executive Director of the Slovak Insurers' Bureau, Imrich Fekete.
According to local insurers, the decrease in the number of traffic accidents is only a temporary trend, which will end with the release of a strict lock-down. For example, after the outbreak of the first wave of the pandemic last spring, from about March to the end of May, the number of claims related to MTPL insurance fell by about 30% compared to the same period in 2019. Thus, is expected that, in the coming months that Slovak insurers to record an increase in MTPL claims as well in tariffs.
At the same time, last year's restrictions did not have a significant impact on the reduction of tragic traffic accidents. During the last year, 226 people died on Slovak roads, which is only twenty people less than in 2019, wrote TREND.
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