The Ministry of the Treasury and Finance of Turkey added a new amendment to current MTPL Tariffs Principles Regulation, according to which insurance companies can use drivers' history to determine the final MTPL price.

The new paragraph introduces penalties for drivers, saying that traffic rule violations can be used in the process of risk assessment to determine insurance premiums, as well as the period in which the driver got his/her documents suspended and the reasons that led to these measures.

By the end of 2018, MTPL insurance totaled around 30% of the total local GWP. The change in the MTPL tariffs law will bring the Turkish insurance market closer to Western regulations.

Source: The Official Newspaper (Turkish).