Premiums written of UNIQA in 1Q2026 rose by 14.4% to EUR 2.80 billion. Earnings before taxes rose by 5.9% to EUR 160 million. Net consolidated profit went up by a robust 7.5% to EUR 128 million and the outlook for 2026 with earnings before taxes of EUR 540–570 million is confirmed, UNIQA said on its website.

Property and casualty insurance, the largest segment of the Group at around 68%, recorded extraordinarily high premium growth of 19.5%, taking it to EUR 1,904 million. The reinsurance company UNIQA Re in Zurich played a key part here, as its external business volume is always especially strong in the first quarter owing to seasonal effects.

With very good technical profitability and a net combined ratio of 91.0% (1 – 3/2025: 88.2%), the contribution to earnings before taxes was EUR 71 million (1 – 3/2025: EUR 108 million).

The health insurance segment also made a key contribution to the positive performance with growth of 8.0% to EUR 441 million and considerably increased earnings of EUR 26 million (1 – 3/2025: EUR 2 million).

In life insurance, premiums written including savings portions from unit-linked and index-linked products were 2.0% higher at EUR 450 million (1 – 3/2025: EUR 445 million). At the same time, the contribution to earnings before taxes improved to EUR 63 million (1 – 3/2025: EUR 41 million).

The contractual service margin increased to EUR 6,095 million (1 January 2026: EUR 5,879 million). This balance sheet item – new since IFRS 17 – represents the profits expected from insurance contracts in future.

UNIQA’s technical result rose by 5.3% to EUR 210 million (1 – 3/2025: EUR 200 million).

Despite sustained turbulence on the international financial markets, net investment income increased to EUR 151 million (1 – 3/2025: EUR 109 million), and the financial result to EUR 29 million (1 – 3/2025: EUR 21 million).

With consolidated profit up by 7.5% to EUR 128 million, earnings per share increased from 39 cents to 42 cents. The return on equity rose to 16.6% (1 – 3/2025: 16.1%). The solvency capital requirement ratio in accordance with Solvency II remained almost unchanged at a high level of 272% (31 December 2025: 275%).

“With premiums rising by 4.2% in Austria and by 6.2% in our international markets, supported by the strong growth of our reinsurance company in Zurich, our diversified business model is demonstrating its resilience in the face of geopolitical uncertainties”, commented Andreas Brandstetter, CEO of UNIQA Insurance Group AG. “Especially in times of volatile capital markets, the profitability of the core underwriting business, which has increased by 5.3% to EUR 210 million, is particularly important”, Andreas Brandstetter added.