Achmea achieved an operational result of EUR 492 million (-13%) at the end of June. Lower results at Non-Life and Health were partially offset by higher results in the International, Retirement Services and Pension & Life segments, the company said in its press release.

At Non-Life, the operational result declined to EUR 165 million (-25%), partially due to damage claims resulting from the thunder and hailstorms at the end of June. Premium income increased further to EUR 3 billion (+4%), supporting Achmea’s market-leading position.

At Pension & Life, the operational result increased to EUR 151 million (+15%), primarily driven by increased scale and the combination with Lifetri. In addition, Achmea realised growth of 7% in annuities and term life insurance.

In International, the operational result more than doubled to EUR 99 million, driven by strong commercial growth and improved margins. Premium volume increased to EUR 1.3 billion (+7%).

Retirement Services reported an increase in the operational result to EUR 39 million, partially due to a higher contribution from Achmea Bank and the loss provision for Achmea Pension Services from 2025. Revenue increased to EUR 295 million (+8%) and assets under management rose to EUR 275 billion (+6%).

At Health, the operational result declined to EUR 99 million (-55%) as a result of increasing healthcare costs. Premium income increased slightly to EUR 19 billion (+2%), despite a decline in the number of policyholders. Achmea maintained its position as market leader.

Net result for the first six months increased significantly to EUR 688 million (+80%), supported by the strong operational result and favourable developments on the financial markets.

The company’s Operational Free Capital Generation (OFCG) amounted to EUR 1,036 million, significantly higher than last year (+215%). This increase resulted from strong results, the longevity reinsurance at Pension & Life and the new internal capital model at Achmea Bank. As a result, Achmea’s solvency increased to 217%.

"We have made a strong start to the year. We helped many customers, welcomed new customers and realised strong financial results. Thanks to the dedication and commitment of our colleagues, we are successfully delivering on our Next Level strategy towards 2030. With a sharp focus on execution, we are achieving tangible results and are well on track. I would like to explicitly thank our colleagues for their contribution”, said Bianca Tetteroo, chair Executive Board.



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