According to data provided by HANFA – the Croatian Financial Services Supervisory Agency, at the end of September 2026 the total premium collected by the local insurers amounted to EUR 1.63 billion, of which EUR 0.25 billion (up 3.5% y-o-y) related to life insurance premium and EUR 1.38 billion (6.6% y-o-y growth) to non-life insurance premium.

The structure of the collected non-life insurance premium is dominated by mandatory motor vehicle liability insurance (28.7% of the total market GWP, 1 percentage point less y-o-y), followed by insurance of land vehicles (17.48%) and property insurance (15.35%) - to the growth of which the insurance against fire and natural disasters line had the largest contribution.

The amount paid for claims settled in the first nine months of 2026 reached EUR 947 million. EUR 242.2 million of this amount is related to life insurance, while EUR 704.88 million is related to non-life insurance. While indemnities paid for life insurance diminished by ~10% y-o-y, the non-life insurance segment saw an almost 15% y-o-y surge in paid claims.

Within the total amount of claims settled in non-life insurance, the largest amounts are related to motor vehicle liability insurance (39.3%), insurance of land vehicles (21.36%), and property insurance (17.6%).

Wiener osiguranje Vienna Insurance Group (15.89% market share), ALLIANZ Hrvatska (15.21%) and GENERALI OSIGURANJE (12.48%) are the Top 3 life insurers. On the non-life side, the Top 3 is formed from CROATIA osiguranje (29.79% market share), EUROHERC osiguranje (15.4%) and ADRIATIC OSIGURANJE (14.05%).

Access xprimm.com and download the latest Croatian insurance market statistics.

[s|daniela.ghetu]