Georgian authorities plan to introduce compulsory civil liability insurance for vehicle owners. This follows from a government's legislative action plan, which is scheduled to be presented to parliament during the spring session. Prime Minister Irakli Kobakhidze approved the plan on January 30, according to NewsGeorgia.

The main argument in favor of the initiative is rapid growth in the number of vehicles and traffic accidents in the country. According to the government, compulsory nature of such insurance will ensure high coverage and minimize policy costs thanks to a fully developed market. Specific premium amounts and policy prices have not yet been determined.

Authorities also emphasize Georgia's commitment to converging with European Union legislation, including the directive regulating civil liability insurance for motor vehicles.

As of September 2025, the number of registered vehicles in Georgia reached 1.9 million units, of which only 8%, or approximately 150,000 vehicles, were insured. Georgia also ranks first in Europe for the number of fatal road accidents. On average, 11 people per 100,000 residents die in road accidents annually in the country, which is five times higher than the European average, the source added.