Poland

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Location map
author: OCHA/ ReliefWeb


Location:
- Central Europe;
- Neighbours: Slovakia, Czechia, Germany, Russia, Belarus, Ukraine.

Climate:
- temperate with cold, cloudy, moderately severe winters with frequent precipitation;
- mild summers with frequent showers and thundershowers.

Natural hazards:
- destructive earthquakes;

Macro indicators
* 2018 estimates
Surface:312,696km2
Population*:38.0million
Pop. density*:121.5people/km2
GDP*:492.2EUR billion
GDP/capita*:12,960.2EUR

European Union:
EU member, since 2004

Currency: Zloty
Code: PLN
Since: 1994


Insurance market portfolio
* 2018 estimates
TOTAL LIFE*:35%
TOTAL NON-LIFE*:65%
Overall Property*:11%
Overall Motor*:38%


Sources:



 

POLAND: Almost 45% of buildings remain uninsured, UKNF says

Almost 45% of buildings in Poland have no insurance protection, according to an analysis presented by the Polish Financial Supervision Authority (UKNF). The regulator also highlighted concerns related to underinsurance, product design, distribution and claims handling.

STATISTICS: POLAND 1H2026: Insurance market grows 7.1% as life business gains momentum

The Polish insurance market ended the first half of 2026 with GWP of PLN 47.3 billion (EUR 11.011 billion), up 7.1% y-o-y, according to the Polish Insurance Association (PIU). Life insurance premiums increased by 12.5% to PLN 13.6 billion (EUR 3.167 billion), while non-life GWP rose by 5% to PLN 33.7 billion (EUR 7.84 billion).

POLAND: KNF set to become the national resolution authority for insurers and reinsurers

Poland’s Financial Supervision Authority (KNF) is set to become the national resolution authority for insurers and reinsurers under the planned implementation of the EU Insurance Recovery and Resolution Directive (IRRD), instead of the Bank Guarantee Fund (BFG), which had been preparing for this role for several years, Gazeta Ubezpieczeniowa reported.







POLAND: Motor claims costs rise by over 11% in Q1 2026

Polish insurers paid nearly PLN 5.7 billion (approximately EUR 1.33 billion) in claims under MTPL and Motor Hull (AC) policies during the first quarter of 2026, up 11.4% compared with the same period a year earlier, according to data released by the Polish Insurance Guarantee Fund (UFG).








POLAND: Payments in motor insurance reached PLN 21 billion in 2025

Total compensation and benefits paid by insurers under MTPL and Motor Hull in 2025 reached PLN 21 billion (~EUR 4.97 billion), which is 8.6% more y-o-y, even though the number of reported claims was only 1.9% higher than in 2024, according to data from the Information Center of the Insurance Guarantee Fund, Gazeta Ubezpieczeniowa (Insurance Gazette) wrote.