Croatia
CROATIA: Judicial Experts Congress to address AI, risk assessment and complex claims
The 9th Congress of Judicial Experts of the Republic of Croatia will take place on October 2-3, 2026, at the Westin Hotel in Zagreb, bringing together more than 1,000 participants and over 60 speakers to discuss the growing role of expert assessment in judicial proceedings and a wide range of economic, technological and risk-related issues.
CROATIA: In Jan-Aug market continues to grow and motor insurance leads non-life premium and claims portfolio
The Croatian insurance market continues to grow, with total GWP reaching EUR 1.46 billion in the first eight months of 2026. According to the monthly report of the Croatian Financial Services Supervisory Agency (Hanfa), the figure represents an increase of 6.9% y-o-y.
CROATIA: Only 20-25% of properties insured as climate and reconstruction costs increase risks
Despite Croatia’s high homeownership rate, only an estimated 20-25% of properties are insured, while rising rebuilding costs and increasingly severe climate-related risks are widening the protection gap and increasing the risk of underinsurance, according to Croatia osiguranje.
CROATIA: New legislation to introduce recovery and resolution framework for insurers
Croatia is preparing significant changes to its insurance regulatory framework, including the introduction, for the first time, of a dedicated recovery and resolution regime for insurance and reinsurance companies, osiguranje.hr wrote quoting top representatives of the Croatian Ministry of Finance.
CROATIA: In January-July insurance market rises almost 7%
In the first seven months of this year Croatia-based insurers reported overall collected premiums of EUR 1.3 billion, up 6.9% on the year, SeeNews writes.
STATISTICS: CROATIA 1H2026: MTPL insurance made the strongest contribution to the non-life claims expenditures
Croatian insurers collected in 1H2026 GWP worth EUR 1.1 billion, or 6.7% more y-o-y. At the same time, claims paid increased y-o-y by 7.19%, to EUR 636.8 million.
CROATIA: Ante Žigman relieved of duty as President of Hanfa Board of Directors due to appointment as Governor of the Croatian National Bank
At the proposal of the Government of the Republic of Croatia, the Croatian Parliament has dismissed Dr. Ante Žigman from the position of President of the Board of Directors of the Croatian Financial Services Supervisory Agency (Hanfa), osiguranje.hr writes.
CROATIA: Croatia osiguranje shareholders approve EUR 49.1 million in dividends
The shareholders of Croatia osiguranje approved the payment of almost EUR 49.1 million in dividends from profits generated in 2025, osiguranje.hr reported.
CROATIA: Slaven Dobrić becomes new CEO of UNIQA osiguranje Hrvatska
Slaven Dobrić assumed the position of President of the Management Board of UNIQA osiguranje Hrvatska, the company announced.
CROATIA: Over 84% of premiums collected in January-April generated by non-life
The total premium collected in the first four months of 2026 amounted to EUR 715.2 million, or 7.4% more y-o-y. Of this, EUR 111.1 million (15.5%) came from life insurance (+4.1%), and EUR 604.1 million or 84.5% came from non-life (+8.1%), osiguranje.hr writes with reference to HANFA’s (Croatian Financial Services Supervisory Agency) report.
CROATIA: Croatian Insurance Days 2026: insurance sector is entering a new phase of development
More than 450 experts from the national, regional and European levels gathered at the thirteenth edition of the largest regional gathering of the insurance industry – Croatian Insurance Days 2026 in Opatija to discuss key challenges shaping the insurance market in Croatia and Europe, osiguranje.hr writes.
CROATIA: Croatia osiguranje’s net profit rises 6.8% in the first quarter
Croatia osiguranje, the leading non-life insurer in the country, ended the first quarter of 2026 with growth in revenue and profit and strong strides in business digitalization.
STATISTICS: CROATIA 1Q2026: Positive evolution in line with the previous year’s trends
According to data provided by the Croatian Financial Services Supervisory Agency (HANFA), the 14 insurance companies operating on the market reported total premium collected in Q1 2025 of EUR 533.74 million (8.27% up y-o-y), of which EUR 84.17 million (9.54% up y-o-y) related to life insurance premium and EUR 449.57 million (+8.03% y-o-y) to non-life insurance premium.
CROATIA: Croatia osiguranje raises dividend by 7.2%
The Management Board and Supervisory Board of Croatia osiguranje have proposed to the General Assembly a dividend payment in the total amount of EUR 49 million. The proposed dividend is higher than the one paid for 2024, osiguranje.hr reported.
CROATIA: In January Croatian insurers collected 0.3% less premiums than a year ago
Overall collected premiums of the Croatia-based insurers in January this year reached EUR 153.1 million, down 0.3% on the year, SeeNews reports citing official data.
STATISTICS: CROATIA, FY2025: the insurance sector has exceeded the EUR 2 billion threshold
The Croatian insurance market ended 2025 with total gross written premiums worth EUR 2.07 billion, which is 7.5% more y-o-y, according to the Croatian Financial Services Supervisory Agency – HANFA report for December.
Croatia, World Bank Boost disaster preparedness; focus on insurance protection
Croatia and the World Bank have signed a EUR 100 million agreement designed to strengthen the country’s disaster preparedness and resilience, including a renewed emphasis on financial protection against natural hazards for households and businesses.
CROATIA: Rising property values expose the country’s underinsurance gap
A surge in construction costs has sharply increased residential property values in Croatia, while much of the housing stock remains underinsured. Institute IGH data show average building costs rose by around 50% between 2019 and 2024, lifting benchmark values used to set insured sums.
CROATIA: In the first 11 months of 2025 the insurance sector reached EUR 1.9 billion
In the first 11 months of 2025 the insurance sector in Croatia totaled EUR 1.9 billion, which is 7.6% more y-o-y, according to the regulator's monthly report for November, osiguranje.hr writes.
CROATIA: Ante Žigman re-elected as member of the EIOPA Management Board
Ante Žigman, President of the Management Board of the Croatian Financial Services Supervisory Agency (Hanfa), was re-elected as a member of the Management Board of the European Insurance and Occupational Pensions Authority (EIOPA), osiguranje.hr reported.

1 October 2026