News - Markets & trends
Marsh’s Global Insurance Market Index: 1Q 2026 marks the seventh consecutive quarter of rate decreases
Global insurance rates declined 5% in the first quarter of 2026, following a 4% decline in Q4 2025 and marking the seventh consecutive quarter of rate decreases.
Aon’s 2026 Climate and Catastrophe insight report: flood has become an increasingly impactful natural hazard over the past three decades
Global economic losses from natural catastrophes in 2025 reached USD 260 billion, underscoring the scale of disruption. From falling water levels on the River Rhine to wildfires in California, the economic, human and operational consequences are proliferating.
Munich Re and ERGO “Tech Trend Radar 2026" identifies 25 technology trends for insurers
Munich Re and ERGO have published the "Tech Trend Radar 2026", which provides insurers with a compact overview of global, technology-driven developments that will shape the insurance industry in the coming years.
Aon’s Global Catastrophe Recap: Global economic losses from natural disasters in the first quarter at their lowest since 2015
Global economic losses from natural disasters in the first quarter of 2026 reached approximately USD 37 billion, which was well below the 21st-century average of USD 64 billion, and at their lowest since 2015. They were also below the median of the same period (USD 43 billion), according to Aon.
Aon’s Reinsurance Market Dynamics Renewal report: Record capacity drives double-digit reductions at April 1 renewal
The diversity and flexibility of reinsurance capital evidenced at the April 1 renewal highlights the expanding opportunity for insurers to strategically explore all forms of capital to lower their cost, manage earnings volatility and support growth as the industry moves through the insurance cycle, Aon’s recently launched Reinsurance Market Dynamics April 2026 Renewal report says.
Guy Carpenter: The global reinsurance market continues to experience softening across Asia and India despite geopolitical uncertainties
The global reinsurance market continues to experience softening, with notable price reductions observed in key April 1 renewal territories across Asia and India, according to a report released by Guy Carpenter, a Marsh business and leading global risk and reinsurance specialist.
Adacta: Only 17% of European insurers reach advanced claims automation despite rising investment
New research by Adacta, a leading software provider for the insurance industry, reveals that while 80% of European insurers plan to increase investment in claims automation, only 17% have reached advanced levels of automation. Legacy IT infrastructure emerges as the most significant barrier to progress.
Marsh: Despite today’s evolving threat environment, the terrorism insurance market remains stable and robust
As global terrorism threats become more complex and widespread, the need for comprehensive risk management and insurance solutions, including terrorism insurance coverage, has never been greater, according to Marsh, a global leader in risk, reinsurance and capital, people and investments, and management consulting.
Marsh reports 2025 as a pivotal year with rising premiums and record placements supporting increased M&A activity
After three years of declining rates, the global transactional risk insurance market turned in 2025 with primary representations and warranties (R&W) rates rising across most regions, according to a new report published by Marsh, a global leader in risk, reinsurance and capital, people and investments, and management consulting.
Swiss Re Institute: Wildfires, storms, floods contribute to record 92% of global insured losses in 2025
Secondary perils dominated natural catastrophe losses in 2025, led by Los Angeles wildfires causing around USD 40 billion in insured losses and severe convective storms reaching USD 51 billion. Despite no major US hurricane landfall, losses continue to grow 5–7% annually, underscoring the need for stronger adaptation and risk mitigation.
Iran conflict: German insurers urge travelers to check travel insurance coverage
German insurers are advising travelers to carefully review their travel insurance policies as the conflict in Iran continues to disrupt travel in the Middle East, according to the German Insurance Association (German Insurance Association – GDV).
Middle East tensions drive surge in marine war risk premiums
Growing tensions in the Persian Gulf are already affecting maritime operations and the marine insurance market, as several merchant vessels have reportedly been damaged and shipping traffic through the Strait of Hormuz slows down.
SCOR: New weight-loss drugs: a potential turning point for health insurers?
In a recent expert view, SCOR explores whether a new generation of anti-obesity medications could become a key tool in tackling the global obesity epidemic — and what this might mean for life and health insurers.
Multi-Layered extortion redefines the cyber insurance landscape
Ransomware attacks are entering a new phase, with threat actors shifting from traditional file encryption to more complex and targeted extortion models. According to insights published by Cyber Resilience, attackers increasingly focus on data exfiltration and multi-layered extortion, placing reputational and regulatory pressure on victims rather than relying solely on operational disruption.
InsurTech rebounds in 2025 - AI takes center stage
After several years of contraction and recalibration, the global InsurTech market has entered a new phase of measured recovery. According to the Global InsurTech Report – Q4 2025, published by Gallagher Re in collaboration with Gallagher and CB Insights, total InsurTech funding rose 19.5% y-o-y to USD 5.08 billion in 2025 - the first annual increase since 2021.
Marsh’s Global Insurance Market Index: In the fourth quarter of 2025, global commercial insurance rates declined by 4%
Global commercial insurance rates fell, on average, by 4% in the fourth quarter of 2025, marking the sixth consecutive quarter of rate decreases following seven years of increases, according to the latest Global Insurance Market Index (GIMI) released by Marsh Risk, a business of Marsh and the world’s leading insurance broker and risk advisor.
WILLIS: 2025 Nat Cat losses should not lull market into false sense of security
Natural catastrophes caused more than USD100 billion in insured losses in 2025, the sixth consecutive year above that threshold, yet a decrease of USD 40 billion when compared with 2024. The level of losses recorded, without a single hurricane making landfall in the United States, highlights the continued severity and persistence of natural catastrophe risk.
Aon’s 2026 Climate and Catastrophe Insight report: severe convective storms have become the costliest insured peril of the 21st century
Severe convective storms (SCS) have surpassed tropical cyclones to become the costliest insured peril of the 21st century, according to Aon’s annual Climate and Catastrophe Insight report.
GDV: Ski Accidents: rare, but increasingly costly
Skiing accidents account for just 2.6% of all reported accident claims, but they generate above-average costs, reaching EUR 7,907 per case - around EUR 400 more than five years ago, according to German Insurance Association (GDV).
Allianz Risk Barometer 2026: Cyber ranks as the #1 risk for the fifth time in a row, while AI jumps from #10 to #2
Cyber incidents again rank as the top global risk for 2026, followed by the closely linked peril of artificial intelligence (AI) which climbs from #10 last year. Both cyber and AI now rank as top five risks in every region and almost all the industry sectors analyzed in this year’s survey by Allianz.
28 April 2026