In 1H2025 Aviva Group operating profit was up 22% to GBP 1,068 million (1H2024: GBP 875 million). 66% of the Group’s operating profit is now from capital-light businesses, the Group said in its 2025 interim results announcement.

The report key takeaways are:

• Solvency II OFG up 20% to GBP 909 million (1H2024: GBP 758 million) and Solvency II OCG up 33% to GBP 957 million (1H2024: GBP 722 million).
• Solvency II return on equity 16.7% (1H2024: 12.4%) and IFRS return on equity of 20.6% (1H2024: 14.8%).
• Cash remittances up 7% to GBP 1,022 million (1H2024: GBP 959 million).
• Insurance, Wealth & Retirement (IWR) sales up 9% to GBP 21.5 billion (1H2024: GBP 19.7 billion).
• General Insurance premiums up 7% to GBP 6,290 million (1H2024: GBP 6,005 million). Undiscounted COR of 94.6% (1H2024: 95.4%) and discounted COR of 90.4% (1H2024: 91.5%).
• IFRS profit for the period of GBP 819 million (1H2024: GBP 654 million).
• Solvency II shareholder cover ratio of 206% (FY2024: 203%) remains strong and resilient. Centre liquidity (Jul 25) of GBP 2.1 billion (Jan 25: GBP 1.7 billion).
• Solvency II debt leverage ratio of 32.3% (FY2024: 28.9%).
• Interim dividend per share up 10% to 13.1p (1H2024: 11.9p).

“Aviva’s performance in the first half of 2025 was outstanding, growing operating profit by 22% and extending our track record of delivery. Another set of high-quality results, combined with excellent strategic progress, are further evidence of how we are pushing Aviva forward. This excellent performance allows us to achieve even more for our customers and our shareholders, and today we are increasing the interim dividend to 13.1 pence per share”, commented Amanda Blanc, Group Chief Executive Officer. “Trading has been very good right across Aviva. We are the number one UK wealth player, with more than GBP 200 billion of assets, and net flows are up 16%. In general insurance we remained disciplined, growing sales by 7%, and operating profit by 29%. Our general insurance operations now represent half of business unit operating profit. Our health business grew in-force premiums by 14% as more people and employers are attracted to the benefits of private medical insurance”, the Group CEO added.

The full report can be found here.