Growth was recorded across all the Group’s business lines: property and casualty insurance (+5.6%), health and protection insurance (+6.9%), and savings and pensions (+23.5%), the company announced.
The report key figures are:
Premium income (insurance premiums and other income) of EUR 14.0 billion, up 8.7%
• Growth across all business lines: property and casualty insurance (+5.6%), health
and protection (+6.9%), and savings and pensions (+23.5%)
• Sustained growth in France (+8.8%) and across the international subsidiaries (+8.1%)
• Insurance revenue (IFRS 17) of €8.9 billion, up 6.9%
Net income of EUR 560 million
• Economic operating income of EUR 634 million, up EUR 26.0 million
• Weather-related loss experience of EUR 529 million before reinsurance
• Combined ratio of 93.3%
Strong solvency ratio of 240% without transitional measures
• Solvency ratio of 284% with the transitional measure on technical provisions
• Group’s IFRS equity of EUR 13.4 billion, up EUR 1.5 billion
• Contractual service margin of EUR 4.8 billion
According to Groupama, these results are strong, but they do not take account of the numerous weather-related events (hailstorms, wildfires and drought) that have occurred since 30 June 2026 and will be reflected in the second half of the year.
The full report can be found here.
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