The Czech insurance market ended the third quarter of 2025 with GWP worth CZK 186.93 billion (EUR 7.68 billion), up by 7.65% y-o-y, according to the end-September data published by the Czech National Bank (CNB).
For the life segment, the GWP value (including reinsurance) went up by 5.77% to CZK 45.75 billion, while the aggregate GWP related to non-life subclasses totaled at the end of September 2025 about CZK 141.17 billion (up by 8.28% y-o-y).
Claims paid by local insurers totaled CZK 93.79 billion (EUR 3.81 billion) down by 13.6% y-o-y, of which CZK 66.44 billion related to non-life insurance, the remaining CZK 26.35 billion being related to life insurance subclasses. After the 2024 peak driven by the September floods, claims paid for property insurance decreased dramatically, by over 52%, to CZK 14.93 billion (EUR 613.5 million) in 3Q 2025.
Access xprimm.com and download the Czech insurance market statistics.
STATISTICS: CZECHIA 3Q2025: positive evolution on almost all insurance lines and decreasing claims expenses (CNB data)
22 January 2026 — Daniela GHETU
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