In 2025 UNIQA increased its premium revenues by 8.2% to EUR 8.36 billion in 2025. This strong and profitable growth came from all business lines. The main drivers were property and casualty insurance (up 10%) and health insurance (up 6.3%), UNIQA said in its press release.

Life insurance also made a significant contribution in 2025 (up 5.1%) – particularly in the international segment. In Austria, this resulted in a total growth in premiums of 4.8%, internationally even 9.8%.

UNIQA recorded exceptionally strong growth in earnings before taxes, which rose significantly by 16.9% to EUR 516.4 million. Net consolidated profit climbs by 22.2% to EUR 424.8 million. The main driver of this excellent trend is the continued improvement in the net combined ratio (combined ratio after relief from external reinsurance partners) – it now stands at a very good 91.7%. This positive development is due, among other things, to the virtual absence of natural catastrophes.

Key takeaways:

• Premiums written rise by 8.2% to EUR 8.36 billion
• Combined ratio continues to improve, reaching 91.7%
• Earnings before taxes up by 16.9% to EUR 516.4 million
• Net consolidated profit climbs by 22.2% to EUR 424.8 million
• Dividend is expected to increase by 20% to EUR 0.72 per share

"Our strength lies in our broad diversity: All customer segments and regions contributed to our excellent results in 2025. Our home market of Austria forms an extremely stable foundation for UNIQA, and our very good position in CEE remains our strong growth engine. At the same time, the economy in Central and Eastern Europe will continue to develop much more dynamically than in the eurozone – an environment that opens up considerable additional potential for us”, said Andreas Brandstetter, CEO UNIQA Insurance Group, analysing the preliminary results for 2025.

“2025 was an excellent first year of our 'UNIQA 3.0 – Growing Impact 2025-2028' strategic programme. Thanks to strong performance and consistent cost and capital discipline, we are progressing faster than planned and are now one year ahead of the original forecasts”, the CEO emphasized.

The full report can be found here.