NKR national rating agency assigned ROSGOSSTRAKH Life a credit rating at AA.ru, outlook stable. As the agency notes, in 2021, the growth of the company's GWP will outstrip the market, and ROSGOSSTRAKH Life will maintain high profitability, according to the insurer's press release with reference to the NKR website.

The NKR credit rating is assigned to ROSGOSSTRAKH Life for the first time. As NKR notes, high indicators of asset liquidity and capital adequacy in the company are accompanied by a low level of risk in investment policy. The company's management system is adequate, there are no shareholder risks, NKR analysts emphasized.

By 2021, ROSGOSSTRAKH Life entered the TOP-5 Russian companies in accumulative and investment life insurance with a market share in this segment of 4.5%. In general, the company ranks 5th in the life insurance market in terms of GWP. It is worth noting that in 2018 it ranked 20th in life insurance with a market share of less than 1%.

According to the NKR, in 2021 high diversification of the company's business is ensured by its wide geographical presence, since ROSGOSSTRAKH Life operates in 80 regions of the Russian Federation.

The insurer's operational efficiency in 2020 was high: return on equity (ROE) was 26.8%, return on assets (ROA) was about 2.2%. According to the agency, in 2021 the company will maintain a high level of efficiency.

NKR also assesses the investment policy of ROSGOSSTRAKH Life as low risk, since there are practically no assets with a high level of risk, calculated based on the NKR methodology.