ESTONIA: rapid growth of private health insurance continued last year

28 February 2023 —
According to the statistics of the Association of Estonian Insurance Companies (EKsL), last year 1,260 employers purchased additional health insurance, insuring a total of 48,400 employees. The number of contracts increased by 52% over the year, and the number of insured employees increased by 72%, the press-release said.

According to the head of the Association, Mart Jesse, rapid growth of private health insurance continues. "There are often long queues for state services. Therefore, more and more employers purchase health insurance contracts to protect their employees, which guarantees them faster access to medical care and covers dental care, psychological counseling and other medical services. Additional health insurance has proven to be necessary in practice and is also a highly valued part of the employee motivation package", he explained.

In 2022, a total of EUR 13.5 million was paid as part of employers' health insurance payments. According to Jesse, employer health insurance is a good addition to state health insurance. "It is certainly necessary to discuss raising the limit of the 400-euro tax exemption because due to high inflation, the limit established six years ago is out of date", said Jesse.



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