Gross written premiums (GWP) in the Central and Eastern European (CEE) insurance industry reached EUR 59.28 billion in 2025, marking a 10.7% y-o-y increase. At the same time, claims paid rose by 9% y-o-y, amounting to EUR 30.67 billion.

With the exception of Estonia, who saw a slight decrease in the market turnover, all CEE markets recorded positive premium growth - in some case at double-digit rates. The fastest-growing markets were some of the largest ones, as Hungary, Bulgaria, Czechia. After the major setback experienced by the Slovenian market a year earlier, following the nationalization of a significant part of the private health insurance system, 2025 marked a strong comeback, recording a 33% GWP growth rate. Among the smaller markets of the region, Albania, North Macedonia and Montenegro saw also double-digit growth rates. However, Poland and Czechia generated together about 42% of the total GWP surplus y-o-y.

Consistent with previous periods, part of the premium growth was inflation-driven. Although inflation across the region has somewhat cooled compared to the previous years, it remains above historical averages. Higher prices for materials and services led to increased claims and operational costs, prompting insurers to adjust non-life premiums accordingly.

Poland, Czechia, Hungary, Romania and Slovenia remained the region’s Top 5 insurance markets in terms of total GWP. Thanks to the strong growth recorded in 2025, Slovenia made its way back into the Top 5 after losing its position to Bulgaria a year earlier.

Access the regional statistical page to get the latest statistical data for the CEE and SEE, for the main business lines.